This market focus report is produced by INPUT as a part of the Processing Services Program of INPUT’S Market Analysis and Planning Service (MAPS). The report analyzes credit card authorization/check guarantee services markets in the United States.

The rapid deployment of credit authorization point-of-sale (POS) and electronic cash register (ECR) terminals in retail stores, gas stations, gambling casinos, and hotels to increase consumer convenience and combat fraud has created a rapidly expanding market.?

The expansion and interconnection of hitherto separate financial transaction networks is extending credit authorization and guarantee services to new locations and increasing the nationwide market for those services.

Fundamental changes are occurring in the retail terminal environment which permit successful offerings of expanded and additional information services to both consumers and retailers. The changes provide strategic opportunities for sustained growth in processing and value-added network (VAN) information services.